Bank of America sucks....
Every friday I cash a check from my father at bank of america in beaumont. I'm not a customer there, and will never be. My father has been a customer there for several years and has both a small business and a personal account there. Anyway so I go there to cash the check for my father like every friday, and I get there just a few minutes late. The lobby closes at 5:30 on friday. How convenient. So I go thru the drive thru and sit there for ten minutes. When I get to the drive thru the lady refuses to cash my check. I tell her that I am there every friday and that I sat there for ten minutes and asked if she could please cash the check. She told me to come in tomarrow when the lobby was open. And that again is one more reason I will never open an account with bank of america... If only they had a velocity credit union in beaumont... 
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Not to mention that BOA is a friend of illegal aliens! 0 -
One would think that the 35.40% percent they charge for account holders, they would understand.[V] 0 -
Cash it someplace else....wah..wah...wah......[:0] 0 -
quote:Originally posted by FrancF
One would think that the 35.40% percent they charge for account holders, they would understand.[V]
where did you get this information?
i have had boa for 7 years now, and have patronized several branches, some where not as good as others, i do not blame the entire bank for a few tellers, that would be like blaming mcdonalds for one screw up by one employee, and we all have had our experiences with that0 -
quote:Originally posted by FrancF
One would think that the 35.40% percent they charge for account holders, they would understand.[V]
If a check "from" your father, and his account is in good
standing...hw they just refuse to cash it..? I'd be angry too. To
the point that I would have a discussion with bank management, and
see to it that this would not be a problem in the future.0 -
quote:Originally posted by 1911a1fan
quote:Originally posted by FrancF
One would think that the 35.40% percent they charge for account holders, they would understand.[V]
where did you get this information?
My last Statement.0 -
Some banks charge you 5 bucks when they cash a check on their bank and you don't bank there Sucks 0 -
all banks suck, all credit cards suck, all insurance companys suck. huh half the world sucks[;)] 0 -
quote:all banks suck, all credit cards suck, all insurance companys suck. huh half the world sucks
and the other half blows[:0]0 -
A few questions.
1st: if you cash a check every friday, why not set up direct deposit into your bank?
And if your bank is so great then why bother with B of A at all?
Oh yeah capital one is now offering checking, but you would need to be ready for a paperless checking account. I will have one in the next week and I'm looking forward to it.0 -
+1 wished i'd thought of that[8D] 0 -
BofA has a great paperless system! Thats the only reason I bank with them, for paying bill's and convenience. on the flip side, Fee's and interest suck. Thats why I keep my other finances else where. 0 -
quote:Originally posted by FrancF
quote:Originally posted by 1911a1fan
quote:Originally posted by FrancF
One would think that the 35.40% percent they charge for account holders, they would understand.[V]
where did you get this information?
My last Statement.
thats a bit steep for anything even a credit card, i have never been charged a dime0 -
AM South is just as bad, only they steal your money... 0 -
quote:Originally posted by HobbyGuy
Just remember what B of A stands for......Bunch of Ass-holes! [;)]
[:D][:D]
I don't or never had an account with these jerks,......I just don't like their catering to illegals,......that was my only point.
Bank with who you want.0 -
quote:Originally posted by 1911a1fan
quote:Originally posted by FrancF
quote:Originally posted by 1911a1fan
quote:Originally posted by FrancF
One would think that the 35.40% percent they charge for account holders, they would understand.[V]
where did you get this information?
My last Statement.
Give me a few and I will post a pic-
thats a bit steep for anything even a credit card, i have never been charged a dime0 -
[8D]--I've been with B of A for 43 years--they've cancelled bad checks for customer, given me 3 days for questionable checks, paid me for internet fraud checks--THEY'RE GREAT--
--I have CD's with them that pay 5.25%per 100 k--
--I'll stay with them--
----JIMBO0 -
This is not a credit card statment This is BofA's Visa ATM/debit/check card. The reason why I hardly ever do credit charges! 0 -
wow, do you have bad credit?, mine is not so good, but i have never heard of that with anyone 0 -
quote:Originally posted by 1911a1fan
wow, do you have bad credit?,
Nope- BofA and Sears are the worst for interest. Here is what happens If you don't read the fine print in a nut shell-
"We will give you 2% annual interest IF you carry Zero balance OR if you miss a payment you will be assessed a late fee with a charge and interest fee of "X" percent.
The hook-
any charges that I make are to come directly out of my checking account ATM/cash only. If a merchant runs my card as a Visa Charge there is 29 day lap on the billing the bank, terms and conditions state 15 days.
so ergo, you are automatically late after the fact of billing-
If I understand the tiny little print thats three pages long that only an ant can read.[:D]0 -
i would get rid of that quick, i get crazy credit card offers everyday, but i wouldn't blame them for me accepting it 0 -
About 6 weeks ago I cut up my BOA/Bass Pro Shop card and sent 1/2 to each with a letter protesting BOA'a cozying up to illegals. BOA, being the passive aggressive SOBs they are, just fired me back a new card. Bass Pro Shops sent me a letter and a $50.00 gift card!
The Sportsman's Guide asked me to vote on line for the picture they want on their new credit card and I added a comment about BOA's practice and they assured me that they were not going to go through BOA.
I've found over the years that most people just THINK they need a personal checking account. When my wife and I moved here from out of state in '80 we decided to experiment with not having a checking account. She got one in '83 for/and still has it for her day care business but has only written the same 3 checks every month. She CASHES all of the parent's checks every Friday (keeps just enough in a savings account so the bank will do this). We pay our utilities at a couple of stores in town IN PERSON. We raised our 3 daughters to not have checking accounts and now they're married and only one has a checking account. My wife only keeps just enough in checking to cover those 3 checks per advise of our tax guy who we've used for years and 2 of our kids do also. I get free money orders and cashier's checks at my credit union to mail out of town.
The old saying "Money talks, BS walks" (with guns, horse drawn machinery, antiques, etc.)is true and I don't take checks for when someone gives me a one they're in effect stiffing me with what amounts to a promisory note that I now have to take to a "cash converter"(bank) and I don't give 'em as with cash I can usually get a better deal.
People are conditioned to believe they need a personal checking account. Store receipts/bills of sale are just as good as a cancelled check. People are conditioned to fear carrying cash, that they'll LOSE it(I'm on only my SECOND pocket comb since high school 40 years ago). That's what made it easy for me to quit smoking (One less bother, thing to remember) and now I don't have a damned checking account ledger to keep filling out or a damned statement to pour over. Don't even get me started about people who take up my time in line having to show their driver's license after writing a check and/or wanting to write it for extra amount so as to get some CASH! And, don't get me started on people, alot of whom make more money than ne, who don't carry any cash and then want this or that from me "until tomorrow" or efeminate males who laughingly say "my wife doesn't let me carry cash" or the checking account guy who says "I've got money as long as I have blank checks!" and /or "If I have cash, I spend it." Teaching your kids to be comfortable with cash is, IMHO, a responsibility like teaching them to swim, dance, manage alcohol, drive, not to fear/shoot a gun, etc.
Maybe I'm a dinosaur in this increasingly cashless, plastic (I've got credit cards-use the Cabella's alot to get the points-pay it off immediately each time) world but I don't give a rat's a_ _
about what others think and my life is a helluva lot simpler. AND, my credit rating is in the 800s..............0 -
I've not had one bad experience with them.
And if you think they're the only bank doing business with illegals, I challenge you to find a bank that has stated openly and unequivocally that they will NOT do business with illegals.
You're simply buying into the hype that other banks have set up - it's called "diverting attention," people.0 -
Lee - i am confused here. Are you cashing a check made out to your father? Or are you cashing a check made out to you from your father? If you are cashing a check that is made to your father - i would hope (for your fathers sake) that they wouldn't cash it (unless they know both you and your father personally). 0 -
Diane Feinstein and her husband need to keep up their lifestyle and the masses need to know their place. Bank of America with it's crappy service and high fees does both. 0 -
Yay, I got to say my 2 cents today. I went in the lobby to cash my check, and the same lady I usually see every weekend, Debbie, was in there. She said, "Lee, why don't you open an account here." And I very nicely told her what the other teller did yesterday. She appologized, and I got my 2 cents in. Bank of America sucks, so does Wells Fargo (usually refered to as Well f*ck you because they are the ones who charge $5 to cash checks). Stupid large corporate banks. The only bank who ever treated me well was Velocity Credit Union in Austin, TX. I still have an account with them but I don't live in Austin at the moment, so its kinda pointless. I think for now I'll just stick with cash and my big 'ol gunsafe can be my bank for a while. I have no credit, no credit cards, no major debts, and I plan on staying that way. And just to say it one more time BANK OF AMERICA SUCKS....I DON'T RECOMMEND BANKING WITH THEM!!! 0 -
Well they are the only ones right now experimenting with giving credit cards to illegals, with no SS number, and no credit history. I could care less, as I have excellent credit, but a friend of mine applied for one of their cards, because he banks there, and got rejected, because he wasn't perfect.
I think that is really great,........long time customer, that is a citizen,........no credit card, Illegal alien, with no history, or SS number,........credit card. Sounds like a place I would do business with,........RRRRRighttttttt!0 -
Sit right at home and do all the banking you need [:D][:D]
https://www.bankofamerica.com/index.jsp0 -
Sorry,......but BOA does not have anything special in regards to what is called "online banking"! All of the biggies have the same services,........BOA is NOT special. 0 -
People still use checks?
<boggle>
Merc0
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