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Tori and I had a chat

Cubslover
While we are both really wanting a bike and were VERY close to getting one, we've decided to put our money into more realistic and responsible things(guns included [:)]).

1 - We've owned our house for 3 and a half years. Putting a lot of money and hard work into it in various improvement projects. A couple need finished up....the drywall work through the other 1/2 of the basement, the trim around the new floors, I want to put some nicer trim in the bathroom that we renovated about 3 yrs ago....etc. We're going to get the place ready for the market. We may not list it on the market for a while, but we're going to finish it and have it ready.

2 - New bedroom furniture

3 - New kitchen appliances

4 - Tori's going to start heading to the gym more often. We've decided we're going to start a family. Things at home have been wonderful, better than they ever have.

5 - Now comes the things you want to know about. We're going to go ahead and get one of those Browning Safes I was asking about awhile ago. Also a few new inhabitants for said safe. They will be items with a purpose...Beretta Automatic 12ga, Sig 226 or 229(in 9 or 40), Browning Buckmark, 22mag rifle, MAYBE an AR15(don't forget I was promised one for our 5th anniversary).

So anyways, flame on about me not getting a bike. I'm only 23 and have plenty of time to get a bike. Plus the items I have mentioned(save for the kids of course) will be paid for in cash as they are purchased. Instead of taking out a loan(even though we were going to pay it off in a year), we will be just paying cash for them. One or two items at a time. Granted it will take some time to get the projects done around the house.

I feel our decision is a rational one and a more realistic approach to investing our money than an impulse purchase of a motorcycle.
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Comments

43 comments

Date Votes
  • Cubslover
    quote:Originally posted by 1911a1fan
    having a bike can be fun, but the danger far outweighs it in my mind, last time i had a bike it was around 14 years ago, i got it on a deal when i sold my bar, it was a Suzuki 1100, that had been bored out to around a 1400, scariest thing i ever rode, when my son was born i thought to myself very seriously, i came to the conclusion that i have to be here for him, if i was going to get hurt or worse that's fine if i was single

    i got hit by a drunk driver when i was 16 while riding on the back of a 750 Honda, my brother in-law was not so fortunate, he was crippled for life, year to date i have lost 6 friends to bike accidents, last 1 was about 3 years ago he lost it on a turn, slid about 100 feet into a tree, he was horseshoed around an oak tree he was 27, the summer i sold mine one of my friends bought a phone pole guide wire, he was 22, very good future going for him, he lost both arms, and his left leg, left arm, and leg was amputated by the crash, it was only a few blocks from my house, i remember watching the helicopters, and ruckus with the police, and ambulance, but did not know it was him
    the rest was killed by cars

    this is why i did not reply to your thread about getting a bike



    now about this starting a family thing, just hold on i have been thinking seriously about a give away[:D]




    Are ya givin away kids? or a new lil 22 for the young'n?

    [:)]
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  • 1911a1-fan
    quote:Are ya givin away kids? or a new lil 22 for the young'n?

    wife and kids, it's a package deal, and you do not get to choose, of course i will pay shipping, and there is a 1 post requirement
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  • Cubslover
    That's very generous of you. However, count me out on this one.
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  • 1911a1-fan
    quote:Originally posted by cubslover
    That's very generous of you. However, count me out on this one.


    awe come on my both boys know everything, and are a great resource for knowledge, and the wife often provides great headache
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  • Rosie
    Sounds to me like you just grew up a few years overnight.[:)]
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  • dlrjj
    There's a lot of good advice for you here Cubs, from some people who clearly know what they are talking about. Give some serious thought to what they are saying.

    Build the foundation first and go easy on the toys at the start. You'll have plenty of time for them later, and if you don't, it doesn't matter anyhow. You'll likely never regret preparing rather than playing at this stage of your life, just don't let it become an obsession.[:)]
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  • Cubslover
    quote:Originally posted by dlrjj
    There's a lot of good advice for you here Cubs, from some people who clearly know what they are talking about. Give some serious though to what they are saying.

    Build the foundation first and go easy on the toys at the start. You'll have plenty of time for them later, and if you don't, it doesn't matter anyhow. You'll likely never regret preparing rather than playing at this stage of your life, just don't let it become an obsession.[:)]


    True!

    It may not be all said and done yet. Sounds like she is still wanting a bike. She say's she may not be entirely ready for kids yet. Maybe a couple more years.

    We'll see what happens.
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  • dlrjj
    Waiting to have kids is not a bad thing to do. I was 31 for the first one and my wife was 29. My dad was 36 for my sister and 38 for me. Mom was a year younger - both times.[:D]

    It does give you some time to enjoy the person you married before you take on the kids you created, and it allows you to get some financial things in a lot better order if you use your time and resources wisely. We've never regretted the years we had together before the kids came, and we've never resented the kids because of what we didn't get to do because of them.

    We were much better prepared to cover their expenses and take care of things like college after taking time to get ready first.[:)]
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  • Cubslover
    A wise man you are.


    I still really want the bike, as does she. If we wait to have kids, we'll probably still get it. We planned on having it paid for in a year. Our finances are in excellent shape, positive equity on the cars, and the house(of course), VERY little credit card debt and it's only there to continue building our credit score. We've never been late on any payment, credit card, cell phone, utilities, etc.

    Our credit score is above 800, something like 816 or so.

    I have the same reservations on having kids as you, I'm willing to wait until I'm in my late 20's to start. That's 4+ years from now.

    We really haven't taken any vacations, a weekend trip here and there. We're doing a weeklong trip with friends to Cedar Point in a month. I'd like to do some vacationing before having kids as well.

    I just got off the phone with her(I'm at work). Her last day is tomorrow, she gets off at 1pm. She want's to head to the dealership after she gets home. I'm thinking more along the lines of a used bike now.

    We'll see what happens. Thanks so much for the words of wisdom, D.
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  • He Dog
    quote:We've owned our house for 3 and a half years.

    Sorry, I took that to mean it was paid for, my bad.
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  • Cubslover
    [:D]It's ok. Don't forget, I'm only 23.
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  • GUNFUNCO
    I'm not sure what I would recommend.

    I got most of the bikes & stuff out of my system before I even got married. We dated from high school, but didn't get married till I was 30. By then, I had already had some fun. Did some white-water rafting, downhill skiing in a couple states, owned numerous bikes including 3 Gold Wings. Got my job in LE and worked it 4 years-all before getting married.

    Got married at 30, had 1st kid at 32, second one at 34. Now I don't hardly have time for anything it seems. I have a bunch of toys and no time to use them. I gave up my street bikes at about 28 or 29. I had been in 2 accidents, real lucky in both-no serious injuries. Now I'm retired and have a pension coming in that my wife will get even if something happens to me, so I've been thinking about a bike again.

    I've been pretty lucky, got 2 great kids, and managed to stay married all this time and am retired at less than 50. Played 2 games of softball tonight while both my boys were playing baseball in separate leagues. I would have rather watched them but I got back into softball after a layoff of about 10 years (while my kids got to know the game) and my team was short on players, so I didn't want to leave my team stranded on their 1st night of play.

    The reason for all my ranting is to tell you this...If I had to do it all over again, I probably would like to have had my kids a couple years sooner, but if we had had them when we were a lot younger, (like early 20's) we would probably be divorced by now. On the other hand, it sure is easier to keep up with kids when you are younger, but it is much harder on a marriage. Time for the 2 of you goes out the window when you have kids. Almost every couple I know that had kids when they were in their early 20's is divorced now. Many are on second marriages and second families (or more).

    Whatever you decide-best wishes- remember to take some time for yourselves. Kids are great and truly a gift, but they put HUGE pressures on a marriage.

    My best advice would be to wait a couple more years for kids-till you are both in your mid-20's-and in the meantime enjoy each others company so you don't feel cheated when you have kids and they get all of your spouse's attention. If you want the bike, get it and enjoy it. Get it out of your system before having kids. We had great times on a bike but you shouldn't take those kind of chances when you got some little ones who need you at home.

    Best wishes!
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  • Cubslover
    Thanks for the advice GFC.
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