Skip to main content
Help Center Community Shop

Firearms theft insurance

Permanently deleted user
It is time for me to renew my insurance.

I am estimating what I have to be about $10000 replacement value.

My current insurance (Gieco) will cover that for damage (ie. fire, flood, hurricane, ect.) but will only cover $1000 on them for theft. I can take another side policy just to cover my guns for theft but untill I renew my other they will not talk price.

Does anyone have any good companies that will cover more on the theft side?
0

Comments

13 comments

Date Votes
  • tapwater
    ...There's one that advertises in Shotgun News. I haven't checked them out yet, but the rates sound better than anything I can get locally.

    www.collectinsure.com
    0
  • rogue_rob
    USAA
    0
  • RugerNiner
    What about the NRA insurance?

    http://www.locktonrisk.com/nrains/armscare.asp

    On the down side, this policy will not cover Full Size Cannons. [:)] [:D] [8D]
    0
  • tapwater
    ...My State Farm agent won't sell me a rider, though I can buy a separate "personal property" policy. My safe doesn't matter either. The cost is right in line with NRA. I looked at the rates at www.collectinsure.com and they beat NRA hands down. Plus, they do give a discount for a safe or alarm. Right now, I'm way under-insured and have to do something.
    0
  • rossowmn
    I have talked with the Collector Insurance people (see link in earlier post) a couple of times at the Tulsa show, and they seem legitimate, with good annual rates for quite a lot of coverage. They said I should provide a list of my guns and a few other details (where stored, e.g.), but I wouldn't have to provide receipts or pictures to prove what I have. Now, how well they would pay a claim is something to which I can't vouch. I'm still debating with myself whether I should go with Collector. I, too, lack adequate coverage under my homeowner's policy.[:(]
    0
  • Old-Colts
    With the cost and proof of value that was required by most Insurance providers it made more sense for me to purchase the best theft/fire resistant safe I could buy instead of paying a recurring fee for special firearms insurance. Obviously my firearms are not 100% protected, but with a safe that has high theft and fire resistant features and a monitored home alarm system the safe pays for itself in about 3 years. Plus, we still have the pittance that would be paid by our Homeowner's Insurance and the NRA in the event of a loss.
    0
  • bamafan
    Hey there GRD. Try Collectibles Insurance Agency. There wesite is www.collectinsure.com. They have really good rates, all the way from theft, fire, flood, and on down the line. I have a policy from them. On there form, 10,000 shows to cost around $50. Hope this helps.
    0
  • bgjohn
    Forget insurance. Get a gunsafe and put bars on the doors and windows.
    JM
    0
  • duckhunter
    NRA Insurance.
    0
  • kimi
    quote:Originally posted by bamafan
    Hey there GRD. Try Collectibles Insurance Agency. There wesite is www.collectinsure.com. They have really good rates, all the way from theft, fire, flood, and on down the line. I have a policy from them. On there form, 10,000 shows to cost around $50. Hope this helps.



    bamafan: Isn't the $50.00 figure closer to what it would be for $100,000.00 coverage?
    0
  • Permanently deleted user
    quote:Originally posted by bamafan
    Hey there GRD. Try Collectibles Insurance Agency. There wesite is www.collectinsure.com. They have really good rates, all the way from theft, fire, flood, and on down the line. I have a policy from them. On there form, 10,000 shows to cost around $50. Hope this helps.
    Thanks I will look into it.

    I also found out that State farm will give me $5000 for exactly what I am paying now. So at least that is a little better, but still not enuff.
    0
  • bamafan
    hey there kimi. $100,000 shows to go for about $510 w/safe, $455 w/o safe. Just going by the papers I have.
    0
  • kimi
    quote:Originally posted by bamafan
    hey there kimi. $100,000 shows to go for about $510 w/safe, $455 w/o safe. Just going by the papers I have.


    You are right bamafan. I did not know that you were referring to the annual premium.
    0

Please sign in to leave a comment.

Recent Activity

Didn’t find what you’re looking for?