Insurance on guns
I was in the insurance business for 22 years...been retired for 8 years now.
Every company I was licensed with would add firearms onto a policy for an additional charge. The guns would have to be insured at a set amount. HOWEVER, if a loss occurs the owner would have to provide proof of the guns value, ie an apprasial.
I advised my insureds to provide me with pictures to put into their file, in case of fire...which would probably destroy their documentation as well as the firearms. In insurance a picture is truely worth a thousand words.
All companies differ on the price they will charge to schedule guns onto your policy...check around.
Every company I was licensed with would add firearms onto a policy for an additional charge. The guns would have to be insured at a set amount. HOWEVER, if a loss occurs the owner would have to provide proof of the guns value, ie an apprasial.
I advised my insureds to provide me with pictures to put into their file, in case of fire...which would probably destroy their documentation as well as the firearms. In insurance a picture is truely worth a thousand words.
All companies differ on the price they will charge to schedule guns onto your policy...check around.
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One thing a buddy of mine recommends, and from experience since he lost a home to fire, is to take a video tour of your house and belongings. Record it all, make comments, etc. Then put a copy of that video someplace else - a parents house, safe deposit box, etc. 0 -
Look at the policy provisions at Eastern Insurance.
http://historicfirearms.com/0
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