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Changing homeowners ins. to USAA inspector today

Locust Fork
Of course......Larry has scheduled the house inspection to be on a Thursday. We can't have anything EVER fall on any other day.

Thursday is my VERY busy day and I can't tell you the number of things that have all fallen on this same day over the years, but I am totally convinced that I have some kind of guardian angel with a sick sense of humor.

We are changing from Safeco to USAA. When I got my car insurance through USAA they couldn't match the rates we were paying with Safeco. Over the years, Safeco has increased their rates so much that USAA is a better deal.

I think they are supposed to be here at 3pm. I don't think they are going to do anything but take some pictures of specific things....the water heater, check some electrical things and such.
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Comments

12 comments

Date Votes
  • scooterdriver
    Over 30 years of peace of mind, although their customer service has sagged a little over the past decade or so. What really matters is that USAA is rock solid when you have a claim. They may cost a bit more, but the last thing anyone needs after a loss is to be jerked around by some penny-pinching outfit that cares nothing about your welfare.
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  • mogley98
    If you are not shopping around for Insurance you are wasting money IMHO
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  • kimi
    I check about once a year, and with State Farm raising their rates yet again, I'll probably be contacting USAA to compare once more.
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  • Rocky Raab
    A USAA customer since 1968. Their initial rates are close or better than most others, their customer service is beyond top notch, and if you are with them long enough, the loyalty rebate on top of the annual distribution makes them dirt cheap.

    Besides, it is always refreshing to have the phone answered, "Hello, Colonel Raab, how can we help you today?"
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  • kimi
    quote:Originally posted by Rocky Raab
    A USAA customer since 1968. Their initial rates are close or better than most others, their customer service is beyond top notch, and if you are with them long enough, the loyalty rebate on top of the annual distribution makes them dirt cheap.

    Besides, it is always refreshing to have the phone answered, "Hello, Colonel Raab, how can we help you today?"


    [:D]
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  • kimi
    quote:Originally posted by Rocky Raab
    A USAA customer since 1968. Their initial rates are close or better than most others, their customer service is beyond top notch, and if you are with them long enough, the loyalty rebate on top of the annual distribution makes them dirt cheap.

    Besides, it is always refreshing to have the phone answered, "Hello, Colonel Raab, how can we help you today?"


    [:D]
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  • hillbille
    quote:Originally posted by mogley98
    If you are not shopping around for Insurance you are wasting money IMHO



    that may be, but if you have a good agent and company he will be able to keep rates from going up with a claim or two, where a new company may either cancel you or put you at high risk, which then will cost you no matter who you go with after that


    as per the usaa I tried to get them for my side by side coverage, they don't cover off road vehicles in West Virginia, or so the lady told me on the phone.....
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  • JIM STARK
    Been with USAA since 1977 when I was commissioned.... When an agent comes to the house to sell me a policy, He ask's whom I'm presently insured with...I say USAA....He excuses himself and says I'm sorry i bothered you... AND leaves....
    Great outfit!!!
    JIM...................
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  • austin20
    I have only changed homeowners insurance a time or two over the years, never had to have a home inspection though.
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  • shilowar
    I had USAA for many years, still do for some banking. But left them for insurance when I bought my current home. Their HOI is just too high because I live in the country with no fire hydrants. Combined coverage was much cheaper with ERIE.
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  • Locust Fork
    The inspection went well.....one tree limb noted that will have to be trimmed that hangs over the house, but no other notations were made. I'm guessing that we will be with USAA for everything from now on. I have been very happy with the little bit I've dealt with them.


    They are the Chikfila of Insurance companies!
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  • HandLoad
    Devoted Customer since ~1971. Best Company I have ever had to deal with.
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