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Insurance Company denied claim

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12 comments

  • remingtonoaks
    I thought on a non-emergency case, they had to pre-approved services like that with the insurance company
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  • Don McManus
    My insurance company denied a CAT scan for me.

    I called the provider. $ 100.00 if I paid cash.

    About the same as what I would have paid in co-pay, though I did not get the $ 200.00+ credit to my deductible.

    Some things are cheaper when you just pay out of pocket.
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  • select-fire
    They called it an emergency and wanted me to ride in an ambulance to the main ER room 20 mile away.
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  • Don McManus
    quote:Originally posted by select-fire
    They called it an emergency and wanted me to ride in an ambulance to the main ER room 20 mile away.


    Interesting. Did you take the ambulance ride for a suspected brain tumor?

    Must have been a slow day and someone was looking to pad the bill.
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  • hillbille
    quote:Originally posted by Don McManus
    quote:Originally posted by select-fire
    They called it an emergency and wanted me to ride in an ambulance to the main ER room 20 mile away.


    Interesting. Did you take the ambulance ride for a suspected brain tumor?

    Must have been a slow day and someone was looking to pad the bill.


    I think it is more liability, better safe than sorry in case of lawsuits, and he had insurance to cover it....... if you refused the ambulance you may have also refused treatment in the eyes of insurance company. not saying it is right just the way of the world now....[xx(]
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  • droptop
    quote:Originally posted by hillbille

    I think it is more liability, better safe than sorry in case of lawsuits, and he had insurance to cover it....... if you refused the ambulance you may have also refused treatment in the eyes of insurance company. not saying it is right just the way of the world now....[xx(]Yes, and one more reason why insurance is so high in the U.S.
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  • select-fire
    quote:Originally posted by Don McManus
    quote:Originally posted by select-fire
    They called it an emergency and wanted me to ride in an ambulance to the main ER room 20 mile away.


    Interesting. Did you take the ambulance ride for a suspected brain tumor?

    Must have been a slow day and someone was looking to pad the bill.


    No ambulance ride. Wasn't a Dr. who called it wrong..but a nurse pract. Got to Main ER and Dr. there still ordered the Cat Scan. Two people who couldn't see it was a rash. Of course I have State of SC insurance which is like a buffet to them.
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  • mogley98
    Need a Chinese fake ID show up at Hospital present fake id with fake address and get treated free! Or just join the "caravan" of poor Hispanics coming in from Honduras and say No speak a English.
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  • select-fire
    quote:Originally posted by mogley98
    Need a Chinese fake ID show up at Hospital present fake id with fake address and get treated free! Or just join the "caravan" of poor Hispanics coming in from Honduras and say No speak a English.


    [:D]
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  • EVILDR235
    About 12 years I went to the ER for severe pain in my groin and side areas. I had three different doctors guessing what it might be. A man with a bucket and a mop was moping the floor and heard what the doctors were talking about. He made the comment, I bet he has kidney stones. One of the doctors commented, I wonder if he has kidney stones. The guy with the mop and bucket looked at me and rolled his eyes and walked away.

    EvilDr235
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  • Don McManus
    quote:Originally posted by select-fire
    quote:Originally posted by Don McManus
    quote:Originally posted by select-fire
    They called it an emergency and wanted me to ride in an ambulance to the main ER room 20 mile away.


    Interesting. Did you take the ambulance ride for a suspected brain tumor?

    Must have been a slow day and someone was looking to pad the bill.


    No ambulance ride. Wasn't a Dr. who called it wrong..but a nurse pract. Got to Main ER and Dr. there still ordered the Cat Scan. Two people who couldn't see it was a rash. Of course I have State of SC insurance which is like a buffet to them.


    [:)]
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  • spasmcreek
    first duty of an insurance company is to collect premiums and the second is to deny claims....i remember going to Omaha Ne. about 50 years ago and seeing all the huge insurance buildings..and that is how they can afford luxury offices
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